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Enrollment Information

Eligibility

Regular Full-Time: Your benefits are effective first of the month following or coinciding with your date of hire. Please complete your enrollment process within 30 days from your date of hire in the enrollment platform.

Temporary Full-Time: Your benefits are effective first of the month following two months of employment. Temporary full-time employees are only eligible for medical and HSA coverage.

Part-Time: You are eligible for medical and HSA coverage based on the hours worked during your 12-month measurement period.

Enrollment Deadlines and Qualifying Events

Open Enrollment: Open Enrollment is your annual opportunity to make changes to your coverage without a qualified life event. Open Enrollment is typically held in October, with changes effective on January 1.

Qualifying Events: If you experience a qualified life event, you have 30 days from the event date to make desired changes to your coverage. After the 30-day enrollment window has passed, you may not make changes to your coverage until the next Open Enrollment.

Qualifying events include birth/adoption, marriage/divorce, loss/gain of other qualified group healthcare coverage, and death.

New Hire Enrollment Window: Please complete your enrollment in the enrollment platform within 30 days from your date of hire (i.e. if you are hired January 5, you must complete your enrollment by February 4). Once your enrollment window has passed, you will be waived from all coverage expect the 100% employer sponsored plans. You will not be able to change your coverage until the next Open Enrollment period or if you experience a qualifying event.

Eligible Dependents

Eligible Dependents include:

  1. Spouse – Your legal spouse.
  2. Children – Biological, adopted, or stepchildren, until they reach the age of 26.
  3. Domestic Partners – Must be registered by the state you reside in (documentation required).
  4. Disabled Dependents – Children over age 26 who are disabled (documentation required).

By enrolling your eligible dependents in coverage, you attest they are eligible based on plan guidelines. Regular audits may be performed. In the event you enroll an ineligible dependent, there may consequences of misrepresentation, including the potential for corrective action, up to and including termination, as well as the requirement to reimburse SCAN for any costs incurred.

Dual Coverage Not Allowed

An employee enrolled in any other medical, dental or vision plan, including, but not limited to a spouse's or partner's plan, should decline enrollment for medical, dental and/or vision, as appropriate. SCAN will no longer cover employees who have elected and are also enrolled in coverage outside of SCAN, and may take appropriate action, which may include: (i) request that the employee reimburse SCAN for all costs associated with employee's coverage; and/or (ii) corrective action, up to and including termination. Employees who experience a qualifying event during the year, such as loss of outside medical coverage, may reach out to HR to find out about coverage options.

By enrolling in SCAN's medical, dental, and/or vision plan(s), you confirm that you will not be enrolled in any other medical, dental or vision plan outside of SCAN, including, but not limited to, a spouse's or partner's plan. You understand the consequences of misrepresentation, including the potential for corrective action, up to and including termination, as well the requirement to reimburse SCAN for any costs incurred. You acknowledge your responsibility to inform HR of any qualifying events that may affect my coverage.